CAC 40 Perf Jour Perf Ytd
7983.69 +0.06% +8.17%
DIVERSIFIÉS / FLEXIBLES Perf. YTD
SRI
ACTIONS Perf. YTD
Pour en savoir plus, cliquez sur un fonds
CM-AM Global Gold 48.92%
Jupiter Financial Innovation 26.20%
Digital Stars Europe 17.12%
Aperture European Innovation 16.35%
AXA Aedificandi 12.84%
R-co Thematic Real Estate 12.24%
Piquemal Houghton Global Equities 12.23%
Sienna Actions Bas Carbone 12.09%
Auris Gravity US Equity Fund 11.55%
Athymis Industrie 4.0 8.27%
R-co Thematic Blockchain Global Equity 7.15%
Candriam Equities L Robotics & Innovative Technology 6.88%
Carmignac Investissement Grand Prix de la Finance 6.71%
HMG Globetrotter 5.52%
FTGF ClearBridge Infrastructure Value 5.24%
Square Megatrends Champions 4.87%
Echiquier Artificial Intelligence Grand Prix de la Finance 4.13%
GIS Sycomore Ageing Population 3.78%
Sycomore Sustainable Tech 3.60%
VIA Smart Equity World 3.00%
DNCA Invest Beyond Semperosa 2.97%
Janus Henderson Horizon Global Sustainable Equity Fund 2.95%
Mandarine Global Transition 1.78%
Pictet - Clean Energy Transition Grand Prix de la Finance 1.39%
EdR Fund Big Data Grand Prix de la Finance 1.31%
Groupama Global Active Equity 1.28%
BNP Paribas Aqua Grand Prix de la Finance 1.28%
MS INVF Global Opportunity 1.15%
JPMorgan Funds - Global Dividend 1.02%
Pictet - Digital 0.94%
Thematics Water 0.65%
Fidelity Global Technology 0.63%
Candriam Equities L Oncology 0.39%
Sienna Actions Internationales 0.33%
CPR Invest Climate Action -0.25%
ODDO BHF Artificial Intelligence -0.44%
Sanso Smart Climate Grand Prix de la Finance -0.46%
M&G (Lux) Global Listed Infrastructure Fund Grand Prix de la Finance -0.67%
Pictet - Water Grand Prix de la Finance -1.00%
Eurizon Fund Equity Innovation -1.14%
Russell Inv. World Equity Fund -1.27%
Groupama Global Disruption -1.27%
Echiquier World Equity Growth Grand Prix de la Finance -1.47%
Franklin Technology Fund -1.66%
Thematics AI and Robotics -1.68%
Mirova Global Sustainable Equity -1.69%
Covéa Ruptures -1.98%
JPMorgan Funds - US Technology -2.15%
BNP Paribas Funds Disruptive Technology -2.80%
JPMorgan Funds - Global Select Equity -2.88%
Comgest Monde Grand Prix de la Finance -3.33%
M&G (Lux) Global Dividend Fund -4.00%
Echiquier Global Tech -4.20%
Ofi Invest Grandes Marques -4.32%
Loomis Sayles U.S. Growth Equity -4.40%
Pictet - Security -4.54%
Covéa Actions Monde -4.57%
Thematics Meta -4.64%
AXA WF Robotech -5.69%
ODDO BHF Global Equity Stars -5.86%
JPMorgan Funds - America Equity -6.12%
Claresco USA -6.16%
Franklin U.S. Opportunities Fund -6.44%
Athymis Millennial -6.71%
MS INVF Global Brands -6.99%
EdR Fund US Value -7.13%
BNP Paribas US Small Cap -7.61%
EdR Fund Healthcare -7.90%
CPR Global Disruptive Opportunities -8.66%
FTGF Royce US Small Cap Opportunity Fund -9.32%
Franklin India Fund -12.00%
PERFORMANCE ABSOLUE Perf. YTD
SRI

Madame, le propriétaire de votre OPCVM Carmignac Patrimoine est la compagnie d’assurance, pas vous!!!

Monsieur,

 

J’ai bien reçu le relevé de mon contrat d’assurance vie et votre pièce jointe sur le fonds en euros.

Après avoir pris connaissance de la composition du fonds en euros qui représente plus de 75% de mon contrat et étant donné de la situation économique, je souhaite effectuer un rachat total du fonds en euros.

Je vous confirme que je conserve Carmignac Patrimoine, Tricolore Rendement, Agressor, M&G Optimal Income dans mon contrat.

 

Cordialement

 

Commentaire H24 : Peut-on être attaqué pour défaut de conseil si on n’a pas expliqué aux clients que le propriétaire d’un OPCVM d’un contrat d’assurance vie est la compagnie d’assurance ? Si la compagnie d’assurance fait faillite, l’épargnant qui en théorie a placé son épargne sur un OPCVM ne sera pas remboursé avant le placement fonds en euros.

On peut aussi se demander où cette cliente placera son cash…en liquide…en or…dans une banque…à  la maison…dans un coffre.

 

Merci de continuer à  nous envoyer vos témoignages.

Autres articles

ACTIONS PEA Perf. YTD
Pour en savoir plus, cliquez sur un fonds
Alken Fund Small Cap Europe 48.67%
Axiom European Banks Equity Grand Prix de la Finance 45.75%
Indépendance Europe Small Grand Prix de la Finance 40.85%
Tailor Actions Avenir ISR 30.90%
Tocqueville Value Euro ISR 26.65%
Quadrige France Smallcaps 24.01%
Indépendance France Small & Mid Grand Prix de la Finance 23.96%
BDL Convictions Grand Prix de la Finance 23.38%
VALBOA Engagement ISR 23.19%
Groupama Opportunities Europe 21.85%
Uzès WWW Perf 21.51%
Moneta Multi Caps Grand Prix de la Finance 20.83%
Covéa Perspectives Entreprises 17.74%
DNCA Invest Archer Mid-Cap Europe 17.58%
R-co 4Change Net Zero Equity Euro 16.81%
Richelieu Family 16.77%
Mandarine Premium Europe 16.74%
Ecofi Smart Transition 14.13%
Tocqueville Euro Equity ISR 14.03%
EdR SICAV Tricolore Convictions 13.71%
Europe Income Family 13.11%
Mandarine Europe Microcap 12.22%
Gay-Lussac Microcaps Europe 10.79%
Sycomore Europe Happy @ Work 10.03%
Sycomore Europe Eco Solutions 9.41%
Mirova Europe Environmental Equity 8.94%
Lazard Small Caps France 8.68%
Mandarine Unique 8.48%
HMG Découvertes 8.39%
Fidelity Europe 8.25%
ELEVA Leaders Small & Mid Cap Europe 8.09%
Dorval Drivers Europe 6.77%
ADS Venn Collective Alpha Europe 6.26%
Echiquier Agenor SRI Mid Cap Europe Grand Prix de la Finance 4.17%
Norden SRI 3.29%
VEGA France Opportunités ISR 2.98%
LFR Euro Développement Durable ISR 2.16%
Tocqueville Croissance Euro ISR 1.70%
CPR Croissance Dynamique 0.59%
Amplegest Pricing Power Grand Prix de la Finance 0.28%
VEGA Europe Convictions ISR -0.70%
Eiffel Nova Europe ISR -1.88%
DNCA Invest SRI Norden Europe -4.25%
Echiquier Major SRI Growth Europe Grand Prix de la Finance -5.62%
ADS Venn Collective Alpha US -8.72%
OBLIGATIONS Perf. YTD
Pour en savoir plus, cliquez sur un fonds
H2O Multibonds Grand Prix de la Finance 23.76%
IVO Global High Yield 5.87%
Carmignac Portfolio Credit 5.45%
Axiom Emerging Markets Corporate Bonds 5.22%
Income Euro Sélection 4.93%
Axiom Obligataire Grand Prix de la Finance 4.87%
IVO EM Corporate Debt UCITS 4.86%
IVO EM Corporate Debt Short Duration SRI 4.32%
Omnibond 4.32%
Tikehau European High Yield 4.17%
Schelcher Global Yield 2028 3.92%
La Française Credit Innovation 3.59%
BNY Mellon Global Short-Dated High Yield Bond Fund (EUR) 3.46%
Axiom Short Duration Bond 3.35%
Ofi Invest High Yield 2029 3.32%
Jupiter Dynamic Bond 3.30%
DNCA Invest Credit Conviction 3.27%
Ostrum SRI Crossover 3.24%
SLF (LUX) Bond High Yield Opportunity 2026 3.21%
R-co Conviction Credit Euro 3.12%
Ofi Invest Alpha Yield 3.09%
La Française Rendement Global 2028 3.07%
Tikehau 2029 3.06%
Pluvalca Credit Opportunities 2028 2.95%
Mandarine Credit Opportunities 2.90%
Alken Fund Income Opportunities 2.90%
Tikehau 2027 2.88%
Auris Investment Grade 2.83%
Tailor Credit 2028 2.74%
Auris Euro Rendement 2.70%
Tailor Crédit Rendement Cible 2.64%
Eiffel Rendement 2028 2.54%
Richelieu Euro Credit Unconstrained 2.25%
FTGF Brandywine Global Income Optimiser Fund 2.23%
Lazard Credit Opportunities 2.19%
Groupama Alpha Fixed Income Plus 2.06%
M All Weather Bonds 1.99%
EdR Fund Bond Allocation 1.62%
Sanso Short Duration 1.16%
Epsilon Euro Bond 0.06%
LO Funds - Short-Term Money Market CHF -0.31%
Goldman Sachs Yen Liquid Reserves Fund Institutional -5.55%
AXA IM FIIS US Short Duration High Yield -7.61%
Amundi Cash USD -8.78%